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Provides foreclosure intervention and default counseling. Counselors, in some cases, can assist in working with lenders or other parties to solve mortgage delinquencies.

Provides counseling to households who are delinquent or in default on their mortgage.

Offers advice for people who are unable to make their mortgage payments and are at risk of losing their homes through foreclosure or who are already in the foreclosure process to determine if bankruptcy can stop foreclosure.