Kentucky Housing Corporation

Description

Provides assistance for people who are being evicted from their apartments or other rental property for non-payment by allowing renters to remain in the home long enough to acquire alternative housing and allow landlords to receive payments.

Hours

Mon-Fri 8:30-5:00 pm (EST)

Required Documents

Please bring with you: * Picture ID * Proof of residence * Proof of renter status * Proof of active court eviction * Proof of income * Signed settlement agreement

Eligibility

Must have/meet: * Renter living in a Kentucky County outside Jefferson County and Fayette County * Have an active eviction court case for non-payment * Experienced income reduction as a result of COVID-19 * Request must be for the address the renter lives in * Receive no other form of rental subsidy such as Section 8 Housing * Income guidelines * Have not received federally funded Emergency Rental Assistance for the past 12 months

Fees

Free

Intake Procedure

Please call

Geography Served

Telephone Numbers

Description

Provides various services for those interested in homeownership to include home loan assistance, down payment and closing cost assistance as well as housing counseling and education.

Hours

Mon-Fri 8:00 am-5:00 pm (EST)

Required Documents

Documents as requested when appointment is scheduled

Eligibility

Must have/meet: * Kentucky resident * Income eligible * Purchase price limitations

Fees

Varies based on eligibility

Intake Procedure

Application required through local lender

Offered Outside of Physical Location

Yes

Geography Served

Telephone Numbers

Description

Provide housing counseling and education services in partnership with nonprofits across the state. Includes pre-purchase home buying, resolving or preventing mortgage delinquency, improving mortgage terms and home improvement, locating, securing and maintaining residence in rental housing, reverse mortgage and homeless assistance.

Hours

Mon-Fri 8:00 am-5:00 pm (EST)

Required Documents

Documents as requested when appointment is scheduled

Eligibility

Must have/meet: * Kentucky resident * Income eligible

Fees

Varies based on eligibility

Intake Procedure

Application required through local lender

Offered Outside of Physical Location

Yes

Geography Served

Telephone Numbers

Description

Provides down payment and closing cost assistance to home buyers that meet household income and underwriting criteria.

Hours

Mon-Fri 8:00 am-5:00 pm (EST)

Required Documents

Documents as requested when appointment is scheduled

Eligibility

Must have/meet: * Kentucky resident * Income eligible * Purchase price limitations

Fees

Varies based on eligibility

Intake Procedure

Application required through local lender

Offered Outside of Physical Location

Yes

Geography Served

Telephone Numbers

Special Notes/Funding

Starting in 2023, HOAF now accepts applicants experiencing indirect COVID-related financial hardships, which are losses of income that the stresses or impacts of COVID contributed to or caused. Eligible hardships must be associated with the coronavirus pandemic but not necessarily caused by an individual becoming ill with COVID-19. Funds will be available until fully expended or September 30, 2025, whichever comes first.

Description

Provides homeowners help with their mortgage and housing-related expenses so they can avoid foreclosure. Qualifying homeowners may receive assistance to repay delinquent mortgage bills, utility payments, insurance premiums, property taxes and homeowner's association fees. Payments will be made directly to the agencies owed.

Hours

Mon-Fri 8:00 am-5:00 pm (EST)

Required Documents

Please provide: * State-issued Picture ID * Verification of income and an assessment of their home and property * Documents as requested during application process

Eligibility

Must have/meet: * Income guidelines * Living in the home and were living in it during the pandemic hardship, for which they are applying for assistance * Other requirements as outlined in program

Fees

Free

Intake Procedure

Please visit https://protectmykyhome.org/Pages/Coming-Soon.aspx to apply online

Geography Served

Telephone Numbers

Special Notes/Funding

Housing Choice Vouchers and VETT Program

Description

Offers housing choice vouchers and 100 Housing Choice Vouchers for persons eligible in the 87 counties where Kentucky Housing Corporation serves as the housing authority. Local service providers coordinate referrals and completion of certification checklists.

Hours

Mon-Fri 8:00 am-5:00 pm (EST)

Required Documents

Documents as requested during application process

Eligibility

Must have/meet: * Kentucky resident * Veteran for VETT Program * Income eligible • Qualify for Section 8 rental assistance

Fees

30% of adjusted monthly income

Intake Procedure

Please visit website for housing choice voucher waiting list status or email HCVVETT@kyhousing.org

Offered Outside of Physical Location

Yes

Geography Served

Telephone Numbers